Money, tracked like an instrument
Know where
your money goes.
A private money tracker for you and the people you share a home with — every pound logged, organised and on the record.
Private by design · Invite-only
Balance
+£0.00
- 28/07Groceries — weekly shop−£64.12
- 27/07Energy bill−£89.50
- 26/07Salary+£2,150.00
- 25/07Council tax−£148.00
Example figures — not real data
The problem
Where home finances go wrong
Money that vanishes
The month ends, the account is lighter than it should be, and nobody can say where £80 actually went.
The spreadsheet that never survives
A budget spreadsheet only works while someone maintains it. Most of them don't make it past February.
Two people, two versions of the truth
You and the person you split bills with each hold half of the picture, in two different places.
The bill nobody remembered
A regular payment quietly leaves the account before anyone thought to check for it.
How it works
Three moves, no ceremony
- 01
Log it
Add a spend or an income in seconds — amount, category, done. From your phone or your desk.
- 02
Sort it
Every entry lands in a category you control — make your own, give them icons, keep them yours.
- 03
See it
Monthly summaries, category breakdowns and a balance you can trust — the same numbers for everyone in your space.
Features
The whole ledger, nothing you won't use
In and out
Spending and income, side by side
Log both in seconds and see the month's totals face to face — what came in, what went out, and the balance that's left, month by month.
Money in
+£2,150.00
Money out
−£1,306.22
Example chart: monthly money in versus money out from February to July, with income above spending every month.
Categories
Sorted the way your home works
Every entry lands in a category — groceries, energy bills, council tax — and you can make your own, icons included. The breakdown shows where the money actually goes.
- Groceries£231.40
- Energy bills£89.50
- Transport£75.80
- Eating out£62.10
- Everything else£88.20
Example figures: groceries £231.40, energy bills £89.50, transport £75.80, eating out £62.10, everything else £88.20.
Shared space
One ledger for the whole household
Create a shared space, invite people by email, and everyone logs into the same ledger — same entries, same totals, same truth. Personal spending stays personal, in its own space.
- 28/07AlexWeekly shop−£64.12
- 27/07YouEnergy bill−£89.50
- 26/07YouSalary+£2,150.00
Recurring
Set the rent once, never log it again
Give a regular payment a schedule — monthly rent, a weekly shop — and it's logged for you when it's due. Edit or stop the rule whenever life changes.
Monthly · on the 1st
Subscriptions
Know what you're still paying for
Tag any recurring payment you already pay someone else — a streaming service, a gym membership — as a subscription, and answer whether you're still using it. A running “possibly unused” flag catches the ones quietly renewing in the background, and the yearly total shows what they add up to.
- 01/08/2026Gym membership−£34.99
- 03/08/2026Streaming service−£9.99
- 07/08/2026Cloud storage−£2.99
- 12/08/2026Mobile plan−£18.00
- 20/08/2026Music servicePossibly unused−£11.99
| Provider | Monthly cost | Renews | Status |
|---|---|---|---|
| Gym membership | £34.99 | 01/08/2026 | In use |
| Streaming service | £9.99 | 03/08/2026 | In use |
| Cloud storage | £2.99 | 07/08/2026 | In use |
| Mobile plan | £18.00 | 12/08/2026 | In use |
| Music service | £11.99 | 20/08/2026 | Possibly unused |
| Yearly total | £935.52 | ||
Statement
Every entry, on the record
A full, paginated statement of everything logged, month by month. Open any entry to correct it or recategorise it — the ledger stays honest.
- 28/07Weekly shop · Groceries−£64.12
- 27/07Bus pass · Transport−£12.40
- 26/07Salary · Income+£2,150.00
- 25/07Electricity · Energy bills−£89.50
- 24/07Lunch · Eating out−£8.90
WhatsAppComing soon
Text it. It's logged.
Send “Spent £12.40 at the supermarket” to your ledger's WhatsApp and it's read, categorised and logged for you — without opening the app. In development.
Spent £12.40 at the supermarket
07:41
Budgets
A monthly limit per category, with an alert when a category goes over.
Savings goals
Put money aside into pots, set a goal, watch it fill up.
Forecast
A projection of where the month is heading, from what's already logged and what recurs.
Try it
Have a go, right here
A toy ledger that runs entirely in your browser — no account, nothing saved, nothing sent anywhere. Add a spend, undo it, flip between just you and the whole household.
- 28/07Weekly shop−£64.12
- 27/07Bus pass−£12.40
- 26/07Lunch−£8.90
| Category | Amount |
|---|---|
| Groceries | £64.12 |
| Energy bills | £0.00 |
| Transport | £12.40 |
| Eating out | £8.90 |
| Council tax | £0.00 |
| Total | £85.42 |
Privacy & security
A ledger is private by definition
Money is one of the most personal records there is. PoundTrack is built so that seeing your numbers requires being you — or being invited to your household.
Isolated at the database row
Row-level security means every query is fenced to your own data — each household sees its ledger and nothing else.
Your household, only your household
A Shared Space is visible to its members and no one else. Personal spaces are visible to exactly one person: you.
No adverts, no data sales
Your spending history is not a product. Nothing is sold, shared or used to target you with anything.
Access by invitation
Accounts are created by invitation only, so who can even log in is a controlled, known list.
Built for the UK
Made for pounds, not localised into them
£ and only £
One currency, no conversion, no drift — every figure on the ledger is pounds sterling.
Dates that read right
dd/mm/yyyy everywhere, on Europe/London time. The 4th of June is 04/06, as it should be.
Categories that fit here
Council tax, energy bills, groceries — the ledger speaks the language of a UK household out of the box.
FAQ
Fair questions
While access is invite-only there is nothing to pay to use PoundTrack — that's separate from the subscriptions feature elsewhere on this page, which tracks what you pay other companies, not what you pay us. How that evolves as the platform grows hasn't been decided — nothing here is a promise either way.